Real financial planning includes risk management. This is a fancy term for life, disability, critical illness, extended health care and long term care insurance. The attached article talks about the risks of not having proper coverage. Long term care coverage is new to the industry. It is not well known yet, but we expect the product to grow in popularity as government continue their cutbacks. The planners in our office are all trained in insurance products and most have their CLU. (Chartered Life Underwriter designation). Call today to get a comprehensive financial plan prepared for you free of charge.

Please read the article “Canadian’s Ill-Prepared For Healthcare Costs” posted on Advisor.ca on November 16, 2011.