Independent Planning Group Downtown Kingston

Our Services

Income Tax Planning

Our Income Tax Planning Service provides you with the best tax planning strategies. Your financial associate can help minimize your tax risk and exposure, as well as help identify ways to reduce your overall tax responsibilities.

Your financial associate will collaborate with your accounting firm to provide them with the necessary details and information to quickly prepare your income tax returns and other tax compliance matters.

• Income Splitting among spouses
• Minimizing income taxes and probate fees arising on death
• Will planning and reviews
• Creditor Protection

Our Investment Advisory Service offers unbiased, customized solutions to best fit your financial objectives. Concentrating on asset allocation plans and after-tax, risk-adjusted returns, your Financial Associate creates, implements, and manages effective investment strategies. Solutions, rather than product sales are our focus; you will receive expert advice on all the issues surrounding wealth management.

• Determine Investment Goals and objectives
• Evaluate current holdings
• Develop cash flow analysis
• Establish tax and emergency funds
• Monitor performance and risk tolerance
• Competitive products, services and MERS
• Third party analysis and tracking
• Regular statements and reviews

Our Estate & Trust Service ensures that your family and your financial legacy are secure for future generations. Your Financial Associate develops and implements strategies to transfer wealth to your loved ones while minimizing their tax implications. We will make recommendations regarding:

• Wills
• Asset ownership and transfer
• Living Trusts
• Testamentary Trusts
• Multiple Wills
• Tax Issues
• Insurance needs

Our Risk Management & Insurance Service* helps protect you and your family in the event of a financial emergency. Your Financial Associate will suggest appropriate life, disability and personal liability insurance plans to meet your needs. As part of this process, your Financial Associate analyzes your situation to recommend the most appropriate financial structure to protect your holdings.

• Term Insurance
• Universal Life
• Disability Insurance
• Critical Illness Insurance
• Long Term Care Insurance
• Key Person Insurance
• Employee Benefits & Group Plans
• Buy/Sell Insurance for Business Owners

*Insurance products are sold through IPG Insurance Inc.